Car Loan for Officials


Officials are “received with a kiss” at many banks and savings banks, because their special professional position gives them a high credit rating.

Loans for civil servants can be found today both in the banks and savings banks in the local area, as well as with online providers on the Internet. Online banks, in particular, can give civil servants particularly attractive conditions, which can be attributed not least to the absence of a large number of staff and a permanent branch network.

Civil servants are quasi “non-resignable” and therefore enjoy special advantages when borrowing. Not only can long terms and large loan amounts be selected, but loans can also be called up at low interest rates. Officials can specifically avail themselves of a car loan for civil servants, which only targets civil servants as a target group.

Secure car loan for civil servants at the best conditions 

Secure car loan for civil servants at the best conditions 

This is what civil servants have to pay attention to when comparing loans

When comparing multiple car loans, officials should focus on interest rates. A distinction must always be made between the target and effective interest rates. The borrowing rate is the adjusted interest rate and is only of theoretical significance. If you want to get a precise overview of the total loan costs in advance, you should select the effective interest rate as a basis for comparison.

The effective interest rate for a car loan for civil servants is variable and depends not only on the borrowing rate and the fees charged by the bank itself, but also on the creditworthiness of the borrower. Civil servants are welcome borrowers as borrowers with a regular and secure income. If the income is high, they can secure even better interest rates.

With a positive credit bureau and a high income, civil servants can secure low interest rates and also benefit from constant interest rates in the long term – even with high loan amounts.

Compare car loans – save with the loan calculator

Compare car loans - save with the loan calculator

Loan calculators enable an objective, fast and free comparison of several loan offers. A car loan for civil servants can be selected with a loan calculator with regard to term, loan amount, income etc. and can be called up permanently at the best interest.

Our customer support team is fast and efficient to clear all your doubts regarding personal loan eligibility, procedures, offers, documentation and repayment options. We even contact with the respective lender on behalf of you.

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